Plus: How to get a free paperback of one of the best finance books ever  ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­

What are some things you've done every day for at least one year?

Heyo, Nik here, and for me, since I deliberately started working on my habits in 2012, I can think of 8 examples:

  1. Walking 10,000 steps
  2. Not drinking alcohol
  3. Brushing teeth
  4. Taking a cold shower
  5. Doing 100 situps
  6. Doing 50 pushups
  7. Meditating for 10-15 minutes
  8. Writing and publishing a daily blog

Of course, I haven't done all of these at the same time. And yes, some of these are small and obvious, like brushing your teeth.

But I've also done some of them for 1,000 days or more, and the lesson I've learned again and again with each one is the same:

Small efforts, added up over time, lead to incredible results.

  • My daily workout has helped me have almost no back pain despite sitting a ton as part of my work.
  • Meditation has made me a much calmer, more patient person.
  • Publishing daily on my little Wordpress blog has doubled my monthly traffic in the last year.

It wasn't Einstein who said it, but compound interest sure does feel like the 8th wonder of the world when it eventually kicks in.

Maybe you've heard this example, but if we could fold a paper in half 15 times, it'd be as tall as an average human. At 23 times, it'd be taller than the Burj Khalifa. And at 42 times, it would reach all the way to the moon. One more fold, and you can get to the moon and back.

The challenge is as hard as it is obvious: Every day, you must fold the paper one more time. Now, the paper reaches the limits of physics at 7 folds—but you don't.

You can keep stacking those small efforts consistently. But if you don't do it every day, the overall results of your habit will fall apart.

With the stock market, for example, missing only the best 10 days in a 20-year period will cost you over 50% of the returns. If you're not invested 100% of the time, you might as well not be invested at all.

Why, then, is it so hard to do something every day?

  • Motivation comes and goes.
  • For the most important habits, there's no one to hold you accountable but you.
  • You don't know where to start and what exactly to do.
  • Life is messy, and plans derail.
  • The mental weight of the habit is too heavy, and it's easier to pretend not to care than to try and risk failing.

When it comes to learning about money, getting better with our finances, and investing in particular, the problem gets even bigger:

  • Money is a sensitive topic and deeply personal issue. Even just thinking about it can put us in a triggered state.
  • The world of finance has never been more complex. There's an endless number of financial products, and each of them is complicated enough to make your head spin.
  • Everyone has a different idea of how to best manage your money, but in the end, no boilerplate solution will work just for you.

But you gotta start somewhere, right? Well, The 4 Minute Millionaire Email Course is here to help—and it'll stomp out all the above problems as soon as each lesson lands in your inbox.

With this course, in just 12 minutes each week, you'll put in the time it takes to compound the progress in your financial journey.

Oh, and today, for the next 24 hours only, I'm throwing in a paperback copy of Think and Grow Rich, the all-time classic on money mindset by Napoleon Hill (or an equivalent book available in your location with the budget).

The 4 Minute Millionaire Email Course is a simple but powerful product that will put your money-mastering habit on autopilot.

How does it work?

Every Monday, Wednesday, and Friday, I'll send you one 4-minute lesson in text and audio.
You can read it, or you can listen to it.
And with every lesson, you'll get one action item, most of which you can also do in 4 minutes.

That's it. You read. You listen. You follow along, and you're done. I am so confident in this dead-simple model. 3 emails. 4 minutes each. And as long as you have fun with the material, the rest will follow on its own.

What exactly does The 4 Minute Millionaire Email Course contain?

  • 44 highly condensed lessons from history's greatest finance books
  • delivered in human-narrated audio and simple text
  • straight to your inbox 3x/week
  • complete with action items, additional sources, and plenty of goodies at the end

If it sounds simple, that's because it is—and that's exactly why it works.

Sometimes, all it takes is a straightforward course like this to make more progress in 4 months than you have in the last 4 years.

In the Base Tier, the course costs $44—$1 per lesson. Given how many hundreds of hours of work went into it—and that's not counting the decades it took the 20 or so featured financial geniuses to learn their lessons and write their books—I think that's a steal.

Plus, I thought of what I think is one of the coolest launch bonuses ever: If you buy within the next 24 hours, you'll get an exclusive paperback copy of Think and Grow Rich by Napoleon Hill—a must-have in everyone's financial independence starter kit (or an equivalent book available at that price in your region, depending where you're from).

Again, this paperback book bonus is good for the next 24 hours only.

Count down to 2024-10-08T18:00:00.000Z

If you want to learn more about the course and get started, just hit the green button below.

Happy reading,
-Nik

PS: The course comes with a 14-day money-back guarantee and plenty of other goodies and bonuses. If you have any questions, just hit reply!