Hello there! Nik here. Maybe you can relate to this story:
When I graduated high school, I knew nothing about economics, finance, psychology, or entrepreneurship. Traditional education taught me zero about saving money, increasing my earning potential, and investing well for my retirement.
As an 18-year-old, I was curious — even hungry — for more knowledge about these things, but I didn't know where to turn to. "Money won't solve all your problems," Naval Ravikant says, "but it will solve all your money problems." That part I understood intuitively, but where and how should I start?
I eventually ended up studying some of these topics in college, but I wish I could have asked a magical genie for an exact, step-by-step template on how to take control of my financial future. 🧞♂️
Well, it took me more than a decade, but at age 30, I finally created that template — and published it for you, your friends, and anyone else who feels as lost as I did when it comes to money, finance, and investing.
The name of that template is The 4 Minute Millionaire, and it is the book I wish someone would have handed me 12 years ago.
Here's the idea behind the book:
You read the 20+ best finance books published in the last 50 years.
You ruthlessly filter them and collect only the very best lessons from each title.
You further condense those lessons.
You rearrange these timeless ideas in chronological order of when you might need them on your journey towards financial independence.
You come up with tiny, easily doable but meaningful action items for each lesson to make sure you actually make real progress in building wealth.
If that sounds like a lot of work, then...that's because it was. Luckily, I already did all of it for you — and now you can get the result for as little as $4.
I don't know about your town, but in Munich, that doesn't even buy you a cappuccino anymore — but it might buy you a way to financial freedom. Ah, what a great world we live in.
Look, I get it. You're busy. We all are. But money is an important topic that affects us all. In fact, the only thing that can make you less busy, the thing that can buy back your time, is money. If you never master money, you'll never get out of the busy-cycle most of us are in.
How will the book help you do that? In 44 simple but powerful lessons, sourced from the world's leading money experts, most successful investors, and my own journey towards financial freedom.
Here's an overview of the book's 5 sections:
Lesson 1-9: Mindset Shifts. First, you must rethink money with a few core tenets and attitudes. Approaching wealth from the right angle will make it a lot easier to attain.
Lesson 10-15: Reimagining Retirement. The days of "old age, no work," are over. In the 21st century, we must all decide what "retirement" means for ourselves.
Lesson 16-25: Debt & Savings. Whether you already have or not, finding your financial footing in everyday life is the basis of being calm and content enough to tackle your bigger goals with confidence.
Lesson 26-35: Principles of Wealth-Building. Every millionaire makes their first million differently. Equipped with only a handful of truths to cut through the noise yet stay flexible, you'll understand why — and how you might get yours.
Lesson 36-42: 7 Time-Tested Investing Formulas. Formulas allow us to stay in the game when the going gets tough, but they must suit our unique needs and desires. In this section, you'll discover seven of them.
Whether you're an absolute beginner or investing aficionado, I'm confident you'll learn something new from this book. If you're more advanced, you can start in the later sections; if you're a beginner, you start with Lesson 1.
It's a sad truth that the world doesn't equip us to handle one of life's most important aspects, but we can either feel sorry for ourselves or take matters into our hands.
As someone who felt the pain of having to get that education all on my own through years of trial and error, I made sure that this book is the best way I know of master money while saving lots of time, mistakes, and dollars. I am extremely proud of the result, and I'm honored that almost 100 reviews on Amazon out of over 2,000 copies sold seem to agree.
Jack, for example, said this:
"Most new finance books are fluff, but this one is money. What I love about this book is how well Nik blends timeless strategies and information with new ideas, realities of investing, and the people doing the investing.
This is a must read if you are starting out investing, been at it for a little while, or have a million in your portfolio already."
You can buy The 4 Minute Millionaire for as little as $4 for the ebook, either directly from me or via Amazon. If you want a paperback or even hardcover copy, you can find those on Amazon, where the book became a top 10 bestseller in Investing and #1 in various other categories, by the way.
Finally, by buying this book, you'll not just do your future self a favor, you'll also support me, Four Minute Books, and my writing, in the most direct way possible.
I thank you and can't wait to hear your thoughts. May the money keep rolling!
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